Terms & Conditions

Last Updated: March 10, 2026

1. Acceptance of Terms

By accessing or using The Card Nerd mobile application and website ("Service"), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our Service.

2. Description of Service

The Card Nerd provides:

• A database of credit card information for comparison purposes
• AI-powered recommendations based on your card selections
• Location-based services to find nearby stores
• Tools to manage your virtual credit card wallet

3. User Accounts

You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use

4. User Conduct

You agree not to:

• Use the Service for any illegal purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the Service
• Scrape or copy content without permission
• Impersonate any person or entity

5. Intellectual Property

All content, features, and functionality of the Service are owned by The Card Nerd and are protected by copyright, trademark, and other intellectual property laws.

6. Third-Party Services

Our Service integrates with third-party services including Google Gemini AI and Google Places API. Your use of these services is subject to their respective terms and conditions.

7. Limitation of Liability

To the maximum extent permitted by law, The Card Nerd shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the Service.

8. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied.

9. Termination

We reserve the right to terminate or suspend your account and access to the Service at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users.

10. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes by posting the new Terms on this page.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

12. Contact Information

For questions about these Terms, please contact us at:

Email: legal@thecardnerd.com